/* ==========================================================================
   Business Funding Solutions — Design System
   Brand colors extracted from the existing site:
     green  #37ca37 / #50b706   (--primary)
     blue   #188bf6 / #184db8   (--secondary)
     navy   #12315e             (from logo wordmark)
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Design tokens
   -------------------------------------------------------------------------- */
:root {
  /* Brand — primary (green) */
  --green-50:  #eefbee;
  --green-100: #d6f5d6;
  --green-200: #aeeaae;
  --green-300: #7cdd7c;
  --green-400: #50b706;
  --green-500: #37ca37;   /* existing --primary */
  --green-600: #2ba52b;
  --green-700: #218021;
  --green-800: #1a651a;

  /* Brand — secondary (blue) */
  --blue-50:   #eaf4fe;
  --blue-100:  #d0e7fd;
  --blue-200:  #a1cffb;
  --blue-300:  #63aff8;
  --blue-400:  #188bf6;   /* existing --secondary */
  --blue-500:  #1273d1;
  --blue-600:  #184db8;   /* existing deep blue */
  --blue-700:  #143d8f;

  /* Brand — navy (logo wordmark) */
  --navy-500:  #1c4a80;
  --navy-600:  #163c68;
  --navy-700:  #12315e;
  --navy-800:  #0d2547;
  --navy-900:  #081a33;

  /* Neutrals */
  --white:     #ffffff;
  --gray-25:   #fbfcfd;
  --gray-50:   #f6f8fa;
  --gray-100:  #eef1f5;
  --gray-200:  #dfe4ec;
  --gray-300:  #c6cedb;
  --gray-400:  #98a3b5;
  --gray-500:  #6b7686;
  --gray-600:  #4d5765;
  --gray-700:  #38404c;
  --gray-800:  #232a34;
  --gray-900:  #12161c;

  /* Semantic roles */
  --primary:        var(--green-500);
  --primary-dark:   var(--green-600);
  --primary-darker: var(--green-700);
  --secondary:      var(--blue-400);
  --secondary-dark: var(--blue-600);
  --ink:            var(--navy-700);
  --ink-strong:     var(--navy-900);

  --text:           var(--gray-800);
  --text-muted:     var(--gray-500);
  --text-invert:    var(--white);

  --surface:        var(--white);
  --surface-alt:    var(--gray-50);
  --surface-tint:   var(--green-50);
  --border:         var(--gray-200);
  --border-strong:  var(--gray-300);

  /* Gradients built from the existing brand colors */
  --grad-brand:  linear-gradient(120deg, var(--green-500) 0%, var(--green-400) 100%);
  --grad-deep:   linear-gradient(135deg, var(--navy-800) 0%, var(--navy-700) 45%, var(--blue-600) 100%);
  --grad-accent: linear-gradient(120deg, var(--blue-400) 0%, var(--green-500) 100%);
  --grad-sheen:  linear-gradient(180deg, rgba(255,255,255,.9), rgba(255,255,255,0));

  /* Typography */
  --font-head: "Montserrat", "Segoe UI", system-ui, -apple-system, sans-serif;
  --font-body: "Lato", "Segoe UI", system-ui, -apple-system, sans-serif;

  --fs-xs:   0.78rem;
  --fs-sm:   0.875rem;
  --fs-base: 1rem;
  --fs-md:   1.0625rem;
  --fs-lg:   1.1875rem;
  --fs-xl:   clamp(1.35rem, 1.1rem + 0.9vw,  1.6rem);
  --fs-2xl:  clamp(1.6rem,  1.25rem + 1.5vw, 2.15rem);
  --fs-3xl:  clamp(1.95rem, 1.4rem + 2.4vw,  2.9rem);
  --fs-4xl:  clamp(2.3rem,  1.5rem + 3.6vw,  3.9rem);

  /* Spacing scale */
  --sp-1: 0.25rem;  --sp-2: 0.5rem;   --sp-3: 0.75rem;  --sp-4: 1rem;
  --sp-5: 1.5rem;   --sp-6: 2rem;     --sp-7: 2.5rem;   --sp-8: 3rem;
  --sp-9: 4rem;     --sp-10: 5rem;    --sp-11: 6.5rem;  --sp-12: 8rem;

  --section-y: clamp(3.5rem, 2rem + 6vw, 6.5rem);
  --container: 1200px;
  --container-narrow: 900px;
  --gutter: clamp(1.1rem, 0.6rem + 2vw, 2.5rem);

  /* Radii */
  --r-sm: 8px;   --r-md: 12px;  --r-lg: 18px;
  --r-xl: 26px;  --r-2xl: 34px; --r-pill: 999px;

  /* Elevation */
  --sh-xs: 0 1px 2px rgba(13,37,71,.06);
  --sh-sm: 0 2px 8px rgba(13,37,71,.07);
  --sh-md: 0 8px 24px -6px rgba(13,37,71,.12), 0 2px 6px rgba(13,37,71,.05);
  --sh-lg: 0 22px 48px -14px rgba(13,37,71,.20), 0 6px 14px rgba(13,37,71,.06);
  --sh-xl: 0 40px 80px -22px rgba(13,37,71,.28);
  --sh-green: 0 12px 28px -8px rgba(55,202,55,.45);
  --sh-blue:  0 12px 28px -8px rgba(24,139,246,.40);

  /* Motion */
  --ease: cubic-bezier(.22,.61,.36,1);
  --ease-out: cubic-bezier(.16,1,.3,1);
  --dur: 220ms;
  --dur-slow: 520ms;

  --header-h: 86px;
}

/* --------------------------------------------------------------------------
   2. Reset & base
   -------------------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 1rem);
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: var(--fs-md);
  line-height: 1.7;
  color: var(--text);
  background: var(--surface);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-head);
  color: var(--ink);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin: 0 0 var(--sp-4);
  font-weight: 800;
}
h1 { font-size: var(--fs-4xl); }
h2 { font-size: var(--fs-3xl); }
h3 { font-size: var(--fs-xl); }
h4 { font-size: var(--fs-lg); letter-spacing: -0.01em; }

p { margin: 0 0 var(--sp-4); }
p:last-child { margin-bottom: 0; }

a { color: var(--secondary-dark); text-decoration: none; transition: color var(--dur) var(--ease); }
a:hover { color: var(--primary-dark); }

img { max-width: 100%; height: auto; display: block; }
ul, ol { margin: 0 0 var(--sp-4); padding-left: 1.25rem; }
li { margin-bottom: var(--sp-2); }
strong { font-weight: 700; color: var(--ink); }

:focus-visible {
  outline: 3px solid var(--secondary);
  outline-offset: 3px;
  border-radius: var(--r-sm);
}

.skip-link {
  position: absolute; left: var(--sp-4); top: -100px; z-index: 999;
  background: var(--primary); color: #fff; padding: .75rem 1.25rem;
  border-radius: var(--r-sm); font-weight: 700; transition: top var(--dur) var(--ease);
}
.skip-link:focus { top: var(--sp-4); color: #fff; }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* --------------------------------------------------------------------------
   3. Layout primitives
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.container--narrow { max-width: var(--container-narrow); }

.section { padding-block: var(--section-y); position: relative; }
.section--alt  { background: var(--surface-alt); }
.section--tint { background: linear-gradient(180deg, var(--green-50), var(--white)); }
.section--deep { background: var(--grad-deep); color: rgba(255,255,255,.86); }
.section--deep h2, .section--deep h3, .section--deep h4 { color: #fff; }

.section-head { max-width: 760px; margin: 0 auto var(--sp-8); text-align: center; }
.section-head--left { margin-inline: 0; text-align: left; }
.section-head p { color: var(--text-muted); font-size: var(--fs-lg); }
.section--deep .section-head p { color: rgba(255,255,255,.78); }

.eyebrow {
  display: inline-flex; align-items: center; gap: .55rem;
  font-family: var(--font-head); font-size: var(--fs-xs); font-weight: 800;
  letter-spacing: .16em; text-transform: uppercase;
  color: var(--primary-dark);
  background: var(--green-50);
  border: 1px solid var(--green-200);
  padding: .45rem 1rem; border-radius: var(--r-pill);
  margin-bottom: var(--sp-4);
}
.eyebrow::before {
  content: ""; width: 7px; height: 7px; border-radius: 50%;
  background: var(--primary); box-shadow: 0 0 0 3px rgba(55,202,55,.22);
}
.section--deep .eyebrow {
  color: var(--green-300);
  background: rgba(55,202,55,.12);
  border-color: rgba(55,202,55,.35);
}

.grid { display: grid; gap: var(--sp-5); }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.grid--3 { grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); }
.grid--4 { grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); }

/* --------------------------------------------------------------------------
   4. Buttons
   -------------------------------------------------------------------------- */
.btn {
  --btn-bg: var(--primary);
  --btn-fg: #fff;
  display: inline-flex; align-items: center; justify-content: center; gap: .6rem;
  font-family: var(--font-head); font-weight: 800;
  font-size: var(--fs-sm); letter-spacing: .06em; text-transform: uppercase;
  padding: 1.05rem 2rem;
  border: 0; border-radius: var(--r-pill);
  background: var(--btn-bg); color: var(--btn-fg);
  cursor: pointer; text-align: center;
  position: relative; overflow: hidden;
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease),
              background-color var(--dur) var(--ease), color var(--dur) var(--ease);
}
.btn::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(120deg, rgba(255,255,255,0) 30%, rgba(255,255,255,.28) 50%, rgba(255,255,255,0) 70%);
  transform: translateX(-120%);
  transition: transform var(--dur-slow) var(--ease);
}
.btn:hover::after { transform: translateX(120%); }
.btn:hover { transform: translateY(-2px); color: var(--btn-fg); }
.btn:active { transform: translateY(0); }

.btn--primary   { background: var(--grad-brand); box-shadow: var(--sh-green); }
.btn--primary:hover { box-shadow: 0 18px 36px -10px rgba(55,202,55,.55); }

.btn--secondary { background: var(--secondary); box-shadow: var(--sh-blue); }
.btn--secondary:hover { background: var(--blue-500); box-shadow: 0 18px 36px -10px rgba(24,139,246,.5); }

.btn--outline {
  background: transparent; color: var(--ink);
  box-shadow: inset 0 0 0 2px var(--border-strong);
}
.btn--outline:hover { color: var(--primary-dark); box-shadow: inset 0 0 0 2px var(--primary); background: var(--green-50); }

.btn--ghost-light {
  background: rgba(255,255,255,.1); color: #fff;
  box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.42);
  backdrop-filter: blur(6px);
}
.btn--ghost-light:hover { background: rgba(255,255,255,.2); color: #fff; }

.btn--white { background: #fff; color: var(--ink); box-shadow: var(--sh-md); }
.btn--white:hover { color: var(--primary-dark); }

.btn--lg { padding: 1.2rem 2.5rem; font-size: var(--fs-base); }
.btn--sm { padding: .7rem 1.35rem; font-size: var(--fs-xs); }
.btn--block { width: 100%; }

.btn-row { display: flex; flex-wrap: wrap; gap: var(--sp-3); }
.btn-row--center { justify-content: center; }

/* --------------------------------------------------------------------------
   5. Header / navigation
   -------------------------------------------------------------------------- */
.topbar {
  background: var(--grad-deep);
  color: rgba(255,255,255,.9);
  font-size: var(--fs-sm);
}
.topbar__inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: var(--sp-4); min-height: 44px; flex-wrap: wrap;
}
.topbar__list { display: flex; align-items: center; gap: var(--sp-5); list-style: none; margin: 0; padding: 0; flex-wrap: wrap; }
.topbar__list li { margin: 0; display: flex; align-items: center; gap: .45rem; }
.topbar a { color: #fff; font-weight: 700; }
.topbar a:hover { color: var(--green-300); }
.topbar svg { width: 15px; height: 15px; flex: none; color: var(--green-300); }
.topbar__note { display: flex; align-items: center; gap: .45rem; color: rgba(255,255,255,.75); }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.site-header.is-stuck { box-shadow: var(--sh-md); background: rgba(255,255,255,.97); }

.nav {
  display: flex; align-items: center; justify-content: space-between;
  gap: var(--sp-5); min-height: var(--header-h);
}

.brand { display: flex; align-items: center; flex: none; }
.brand img { height: 52px; width: auto; transition: transform var(--dur) var(--ease); }
.brand:hover img { transform: scale(1.03); }

.nav__menu {
  display: flex; align-items: center; gap: var(--sp-2);
  list-style: none; margin: 0; padding: 0;
}
.nav__menu > li { margin: 0; position: relative; }

.nav__link {
  display: inline-flex; align-items: center; gap: .35rem;
  font-family: var(--font-head); font-weight: 700; font-size: var(--fs-sm);
  color: var(--gray-700); padding: .7rem .95rem; border-radius: var(--r-sm);
  background: none; border: 0; cursor: pointer; letter-spacing: .01em;
  transition: color var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.nav__link:hover, .nav__link[aria-expanded="true"] { color: var(--primary-dark); background: var(--green-50); }
.nav__link.is-active { color: var(--primary-dark); }
.nav__link.is-active::after {
  content: ""; position: absolute; left: .95rem; right: .95rem; bottom: .3rem;
  height: 2.5px; border-radius: 2px; background: var(--grad-brand);
}
.nav__link svg { width: 12px; height: 12px; transition: transform var(--dur) var(--ease); }
.nav__link[aria-expanded="true"] svg { transform: rotate(180deg); }

.nav__dropdown {
  position: absolute; top: calc(100% + .5rem); left: 50%;
  transform: translateX(-50%) translateY(-8px);
  min-width: 480px;
  background: #fff; border: 1px solid var(--border);
  border-radius: var(--r-lg); box-shadow: var(--sh-lg);
  padding: var(--sp-3);
  display: grid; grid-template-columns: 1fr 1fr; gap: 2px;
  list-style: none; margin: 0;
  opacity: 0; visibility: hidden; pointer-events: none;
  transition: opacity var(--dur) var(--ease), transform var(--dur) var(--ease), visibility var(--dur);
}
.nav__item.is-open .nav__dropdown {
  opacity: 1; visibility: visible; pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}
.nav__dropdown li { margin: 0; }
.nav__dropdown a {
  display: flex; align-items: center; gap: .7rem;
  padding: .7rem .8rem; border-radius: var(--r-sm);
  font-size: var(--fs-sm); font-weight: 600; color: var(--gray-700);
  font-family: var(--font-head);
  transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease);
}
.nav__dropdown a:hover { background: var(--green-50); color: var(--primary-dark); }
.nav__dropdown img { width: 26px; height: 26px; object-fit: contain; flex: none; opacity: .75; }

.nav__actions { display: flex; align-items: center; gap: var(--sp-3); flex: none; }
.nav__mobile-cta { display: none; }
.nav__phone {
  display: inline-flex; align-items: center; gap: .5rem;
  font-family: var(--font-head); font-weight: 800; color: var(--ink); font-size: var(--fs-sm);
}
.nav__phone svg { width: 17px; height: 17px; color: var(--primary); }
.nav__phone:hover { color: var(--primary-dark); }

.nav__toggle {
  display: none; width: 46px; height: 46px; flex: none;
  align-items: center; justify-content: center;
  background: var(--green-50); border: 1px solid var(--green-200);
  border-radius: var(--r-md); cursor: pointer; padding: 0;
}
.nav__toggle span {
  display: block; width: 20px; height: 2px; background: var(--ink);
  border-radius: 2px; position: relative; transition: background-color var(--dur) var(--ease);
}
.nav__toggle span::before, .nav__toggle span::after {
  content: ""; position: absolute; left: 0; width: 20px; height: 2px;
  background: var(--ink); border-radius: 2px; transition: transform var(--dur) var(--ease);
}
.nav__toggle span::before { top: -6px; }
.nav__toggle span::after  { top: 6px; }
.nav__toggle[aria-expanded="true"] span { background: transparent; }
.nav__toggle[aria-expanded="true"] span::before { transform: translateY(6px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span::after  { transform: translateY(-6px) rotate(-45deg); }

/* --------------------------------------------------------------------------
   6. Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--grad-deep);
  color: #fff;
  padding-block: clamp(3rem, 2rem + 5vw, 5.5rem);
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(circle at 82% 18%, rgba(55,202,55,.30), transparent 46%),
    radial-gradient(circle at 8% 88%, rgba(24,139,246,.32), transparent 50%);
  pointer-events: none;
}
.hero::after {
  content: ""; position: absolute; inset: 0; opacity: .5; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size: 58px 58px;
  mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, #000, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse 80% 60% at 50% 40%, #000, transparent 75%);
}
.hero > .container { position: relative; z-index: 2; }

.hero__grid {
  display: grid; grid-template-columns: 1.05fr .95fr;
  gap: clamp(2rem, 1rem + 4vw, 4rem); align-items: center;
}
.hero__content { max-width: 640px; }

.hero__badge {
  display: inline-flex; align-items: center; gap: .6rem;
  background: rgba(55,202,55,.14); border: 1px solid rgba(55,202,55,.38);
  color: var(--green-300);
  font-family: var(--font-head); font-weight: 800; font-size: var(--fs-xs);
  letter-spacing: .14em; text-transform: uppercase;
  padding: .5rem 1.05rem; border-radius: var(--r-pill); margin-bottom: var(--sp-5);
}
.hero__badge svg { width: 15px; height: 15px; }

.hero h1 { color: #fff; margin-bottom: var(--sp-5); }
.hero h1 .accent {
  background: linear-gradient(120deg, var(--green-300), var(--green-500));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero__lead {
  font-size: var(--fs-lg); color: rgba(255,255,255,.82);
  max-width: 52ch; margin-bottom: var(--sp-6);
}

.hero__points {
  list-style: none; padding: 0; margin: 0 0 var(--sp-6);
  display: flex; flex-wrap: wrap; gap: var(--sp-3) var(--sp-5);
}
.hero__points li {
  display: flex; align-items: center; gap: .55rem; margin: 0;
  font-weight: 700; font-size: var(--fs-sm); color: rgba(255,255,255,.9);
}
.hero__points svg { width: 19px; height: 19px; color: var(--green-400); flex: none; }

.hero__note {
  display: flex; align-items: center; gap: .55rem;
  margin-top: var(--sp-5); font-size: var(--fs-sm); color: rgba(255,255,255,.7);
}
.hero__note svg { width: 17px; height: 17px; color: var(--green-300); flex: none; }

/* Hero stat cluster */
.hero__panel {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: var(--r-2xl);
  padding: clamp(1.5rem, 1rem + 1.6vw, 2.4rem);
  backdrop-filter: blur(16px);
  box-shadow: var(--sh-xl);
}
.hero__panel-head { display: flex; align-items: center; gap: var(--sp-3); margin-bottom: var(--sp-5); }
.hero__panel-head img {
  width: 52px; height: 52px; object-fit: contain;
  background: #fff; border-radius: var(--r-md); padding: 5px;
}
.hero__panel-head h3 { margin: 0; font-size: var(--fs-lg); color: #fff; }
.hero__panel-head p { margin: 0; font-size: var(--fs-sm); color: rgba(255,255,255,.68); }

.hero__stats { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-3); margin-bottom: var(--sp-5); }
.hero__stat {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--r-lg); padding: var(--sp-4) var(--sp-4);
  transition: transform var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.hero__stat:hover { transform: translateY(-3px); background: rgba(255,255,255,.13); }
.hero__stat b {
  display: block; font-family: var(--font-head); font-weight: 800;
  font-size: clamp(1.35rem, 1.1rem + 1vw, 1.85rem); color: #fff; line-height: 1.1;
}
.hero__stat span { font-size: var(--fs-xs); color: rgba(255,255,255,.7); letter-spacing: .04em; text-transform: uppercase; font-weight: 700; }

.hero__badges { display: flex; gap: var(--sp-3); justify-content: space-between; }
.hero__badges img {
  width: 100%; max-width: 92px; height: auto;
  background: #fff; border-radius: 50%; padding: 4px;
  box-shadow: var(--sh-md);
  transition: transform var(--dur) var(--ease);
}
.hero__badges img:hover { transform: translateY(-4px) scale(1.04); }

/* --------------------------------------------------------------------------
   7. Press / credential strip
   -------------------------------------------------------------------------- */
.press { padding-block: var(--sp-7); background: var(--surface); border-bottom: 1px solid var(--border); }
.press__label {
  text-align: center; font-family: var(--font-head); font-weight: 800;
  font-size: var(--fs-xs); letter-spacing: .18em; text-transform: uppercase;
  color: var(--text-muted); margin-bottom: var(--sp-5);
}
.press__logos {
  display: flex; align-items: center; justify-content: center;
  gap: clamp(1.5rem, 1rem + 3vw, 4rem); flex-wrap: wrap;
}
.press__logos img {
  height: clamp(26px, 22px + 1vw, 38px); width: auto; object-fit: contain;
  opacity: .55; filter: grayscale(1);
  transition: opacity var(--dur) var(--ease), filter var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.press__logos img:hover { opacity: 1; filter: grayscale(0); transform: scale(1.06); }

/* --------------------------------------------------------------------------
   8. Cards — funding options
   -------------------------------------------------------------------------- */
.card {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  padding: var(--sp-6);
  display: flex; flex-direction: column;
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
  overflow: hidden;
}
.card::before {
  content: ""; position: absolute; inset: 0 0 auto; height: 3px;
  background: var(--grad-brand); transform: scaleX(0); transform-origin: left;
  transition: transform var(--dur-slow) var(--ease-out);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--sh-lg); border-color: var(--green-200); }
.card:hover::before { transform: scaleX(1); }

.card__icon {
  width: 62px; height: 62px; flex: none;
  display: grid; place-items: center;
  border-radius: var(--r-lg);
  background: linear-gradient(140deg, var(--green-50), var(--blue-50));
  border: 1px solid var(--green-100);
  margin-bottom: var(--sp-5);
  transition: transform var(--dur) var(--ease);
}
.card:hover .card__icon { transform: scale(1.06) rotate(-3deg); }
.card__icon img { width: 34px; height: 34px; object-fit: contain; }

.card h3 { font-size: var(--fs-lg); margin-bottom: var(--sp-3); }
.card p { color: var(--text-muted); font-size: var(--fs-base); margin-bottom: var(--sp-5); }
.card__link {
  margin-top: auto; display: inline-flex; align-items: center; gap: .45rem;
  font-family: var(--font-head); font-weight: 800; font-size: var(--fs-sm);
  color: var(--primary-dark); letter-spacing: .02em;
}
.card__link svg { width: 15px; height: 15px; transition: transform var(--dur) var(--ease); }
.card:hover .card__link svg { transform: translateX(4px); }

/* --------------------------------------------------------------------------
   9. Steps (1-2-3)
   -------------------------------------------------------------------------- */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: var(--sp-5); position: relative; }

.step {
  position: relative; text-align: center;
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-xl); padding: var(--sp-7) var(--sp-5) var(--sp-6);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.step:hover { transform: translateY(-6px); box-shadow: var(--sh-lg); border-color: var(--green-200); }
.step__num {
  width: 76px; height: 76px; margin: 0 auto var(--sp-5);
  display: grid; place-items: center;
  border-radius: 50%; background: #fff;
  box-shadow: 0 0 0 6px var(--green-50), var(--sh-sm);
}
.step__num img { width: 48px; height: 48px; object-fit: contain; }
.step h3 { font-size: var(--fs-lg); margin-bottom: var(--sp-3); }
.step p { color: var(--text-muted); font-size: var(--fs-base); margin-bottom: 0; }
.step p + p { margin-top: var(--sp-2); }

/* --------------------------------------------------------------------------
   10. Stats band
   -------------------------------------------------------------------------- */
.stats-band { background: var(--grad-deep); position: relative; overflow: hidden; }
.stats-band::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 20% 0%, rgba(55,202,55,.25), transparent 55%),
              radial-gradient(circle at 85% 100%, rgba(24,139,246,.28), transparent 55%);
}
.stats-band > .container { position: relative; z-index: 1; }
.stats-band .section-head h2 { color: #fff; }
.stats-band .section-head p { color: rgba(255,255,255,.78); }
.stats-band .eyebrow {
  color: var(--green-300);
  background: rgba(55,202,55,.12);
  border-color: rgba(55,202,55,.35);
}
.stats-band__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: var(--sp-5); text-align: center; }
.stat-item {
  padding: var(--sp-5) var(--sp-4);
  border-radius: var(--r-xl);
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.13);
  transition: transform var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.stat-item:hover { transform: translateY(-5px); background: rgba(255,255,255,.11); }
.stat-item b {
  display: block; font-family: var(--font-head); font-weight: 800;
  font-size: clamp(1.9rem, 1.3rem + 2.4vw, 3rem);
  background: linear-gradient(120deg, #fff, var(--green-300));
  -webkit-background-clip: text; background-clip: text; color: transparent;
  line-height: 1.05; margin-bottom: .35rem;
}
.stat-item span {
  font-family: var(--font-head); font-weight: 700; font-size: var(--fs-sm);
  color: rgba(255,255,255,.75); letter-spacing: .1em; text-transform: uppercase;
}

/* --------------------------------------------------------------------------
   11. Split feature (image + text)
   -------------------------------------------------------------------------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 1rem + 4vw, 4.5rem); align-items: center; }
.split--reverse .split__media { order: 2; }

.split__media { position: relative; }
.split__media-inner {
  position: relative; border-radius: var(--r-2xl); overflow: hidden;
  box-shadow: var(--sh-lg); background: var(--surface-alt);
  padding: var(--sp-7) var(--sp-6);
  display: grid; place-items: center;
  border: 1px solid var(--border);
}
.split__media-inner::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 30% 20%, rgba(55,202,55,.10), transparent 60%),
              radial-gradient(circle at 80% 80%, rgba(24,139,246,.10), transparent 60%);
}
.split__media img { position: relative; z-index: 1; max-width: 320px; width: 100%; }

.split__list { list-style: none; padding: 0; margin: var(--sp-5) 0 var(--sp-6); display: grid; gap: var(--sp-3); }
.split__list li { display: flex; gap: .8rem; margin: 0; font-size: var(--fs-base); }
.split__list svg { width: 21px; height: 21px; color: var(--primary); flex: none; margin-top: .2rem; }

/* Badge trio grid */
.badge-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-4); }
.badge-grid figure {
  margin: 0; text-align: center; padding: var(--sp-5) var(--sp-3);
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-lg);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.badge-grid figure:hover { transform: translateY(-5px); box-shadow: var(--sh-md); }
.badge-grid img { width: 100%; max-width: 108px; margin: 0 auto var(--sp-3); }
.badge-grid figcaption {
  font-family: var(--font-head); font-weight: 700; font-size: var(--fs-xs);
  color: var(--text-muted); letter-spacing: .06em; text-transform: uppercase;
}

/* --------------------------------------------------------------------------
   12. Partners
   -------------------------------------------------------------------------- */
.partners__logos {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-2xl); padding: clamp(1.5rem, 1rem + 2vw, 3rem);
  box-shadow: var(--sh-sm);
}
.partners__logos img { width: 100%; max-width: 720px; margin: 0 auto; }

/* --------------------------------------------------------------------------
   13. FAQ accordion
   -------------------------------------------------------------------------- */
.faq { display: grid; gap: var(--sp-3); max-width: 860px; margin-inline: auto; }
.faq__item {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-lg); overflow: hidden;
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.faq__item.is-open { border-color: var(--green-200); box-shadow: var(--sh-md); }
.faq__q {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--sp-4);
  background: none; border: 0; cursor: pointer; text-align: left;
  padding: var(--sp-5); font-family: var(--font-head); font-weight: 700;
  font-size: var(--fs-md); color: var(--ink); line-height: 1.45;
  transition: color var(--dur) var(--ease);
}
.faq__q:hover { color: var(--primary-dark); }
.faq__icon {
  width: 32px; height: 32px; flex: none; display: grid; place-items: center;
  border-radius: 50%; background: var(--green-50); color: var(--primary-dark);
  transition: transform var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.faq__icon svg { width: 15px; height: 15px; }
.faq__item.is-open .faq__icon { transform: rotate(180deg); background: var(--primary); color: #fff; }
.faq__a {
  display: grid; grid-template-rows: 0fr;
  transition: grid-template-rows var(--dur-slow) var(--ease-out);
}
.faq__item.is-open .faq__a { grid-template-rows: 1fr; }
.faq__a-inner { overflow: hidden; }
.faq__a p, .faq__a ul { padding: 0 var(--sp-5); color: var(--text-muted); }
.faq__a > .faq__a-inner > *:last-child { padding-bottom: var(--sp-5); }
.faq__a ul { padding-left: calc(var(--sp-5) + 1.1rem); }

/* --------------------------------------------------------------------------
   14. CTA band
   -------------------------------------------------------------------------- */
.cta-band { position: relative; overflow: hidden; background: var(--grad-brand); color: #fff; }
.cta-band::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 15% 20%, rgba(255,255,255,.22), transparent 45%),
              radial-gradient(circle at 88% 85%, rgba(24,139,246,.30), transparent 50%);
}
.cta-band > .container { position: relative; z-index: 1; }
.cta-band__inner {
  display: grid; grid-template-columns: 1.4fr auto; gap: var(--sp-6);
  align-items: center;
}
.cta-band h2 { color: #fff; margin-bottom: var(--sp-3); }
.cta-band p { color: rgba(255,255,255,.92); font-size: var(--fs-lg); margin: 0; max-width: 62ch; }
.cta-band__actions { display: flex; flex-direction: column; gap: var(--sp-3); min-width: 250px; }
.cta-band__phone {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  font-family: var(--font-head); font-weight: 800; color: #fff; font-size: var(--fs-lg);
}
.cta-band__phone svg { width: 20px; height: 20px; }
.cta-band__phone:hover { color: #fff; text-decoration: underline; }

/* --------------------------------------------------------------------------
   15. Forms
   -------------------------------------------------------------------------- */
.form-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-2xl); padding: clamp(1.5rem, 1rem + 2.4vw, 3rem);
  box-shadow: var(--sh-lg);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-4); }
.field { display: flex; flex-direction: column; gap: .45rem; }
.field--full { grid-column: 1 / -1; }
.field label {
  font-family: var(--font-head); font-weight: 700; font-size: var(--fs-sm); color: var(--ink);
}
.field label .req { color: var(--blue-400); }
.field input, .field select, .field textarea {
  font-family: var(--font-body); font-size: var(--fs-base); color: var(--text);
  padding: .95rem 1.05rem;
  border: 1.5px solid var(--border-strong); border-radius: var(--r-md);
  background: var(--surface); width: 100%;
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.field textarea { resize: vertical; min-height: 130px; }
.field select { appearance: none; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236b7686' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 1rem center; background-size: 17px;
  padding-right: 2.8rem;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(55,202,55,.15); background: var(--white);
}
.field input::placeholder, .field textarea::placeholder { color: var(--gray-400); }
.field .error {
  font-size: var(--fs-xs); color: #d93838; font-weight: 700; min-height: 1em;
}
.field.has-error input, .field.has-error select, .field.has-error textarea { border-color: #d93838; }
.field.has-error input:focus { box-shadow: 0 0 0 4px rgba(217,56,56,.13); }

.form-consent {
  display: flex; gap: .7rem; align-items: flex-start;
  font-size: var(--fs-sm); color: var(--text-muted); line-height: 1.6;
}
.form-consent input { width: 19px; height: 19px; margin-top: .25rem; flex: none; accent-color: var(--primary); }

.form-note {
  display: flex; align-items: center; gap: .55rem; justify-content: center;
  font-size: var(--fs-sm); color: var(--text-muted); margin-top: var(--sp-4);
}
.form-note svg { width: 17px; height: 17px; color: var(--primary); flex: none; }

.form-status {
  display: none; align-items: center; gap: .7rem;
  padding: var(--sp-4); border-radius: var(--r-md);
  font-weight: 700; font-size: var(--fs-base); margin-top: var(--sp-4);
}
.form-status.is-visible { display: flex; }
.form-status--ok { background: var(--green-50); color: var(--green-800); border: 1px solid var(--green-200); }
.form-status--err { background: #fdecec; color: #a02020; border: 1px solid #f6c8c8; }
.form-status svg { width: 21px; height: 21px; flex: none; }

/* --------------------------------------------------------------------------
   16. Page hero (interior pages)
   -------------------------------------------------------------------------- */
.page-hero {
  position: relative; overflow: hidden;
  background: var(--grad-deep); color: #fff;
  padding-block: clamp(3rem, 2rem + 4vw, 5.5rem);
}
.page-hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 85% 20%, rgba(55,202,55,.26), transparent 48%),
              radial-gradient(circle at 5% 90%, rgba(24,139,246,.28), transparent 50%);
}
.page-hero > .container { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; margin-bottom: var(--sp-4); max-width: 20ch; }
.page-hero p { color: rgba(255,255,255,.82); font-size: var(--fs-lg); max-width: 62ch; margin: 0; }
.page-hero--center { text-align: center; }
.page-hero--center h1, .page-hero--center p { margin-inline: auto; }

.breadcrumb {
  display: flex; flex-wrap: wrap; align-items: center; gap: .5rem;
  list-style: none; padding: 0; margin: 0 0 var(--sp-5);
  font-size: var(--fs-sm); color: rgba(255,255,255,.6);
}
.breadcrumb li { margin: 0; display: flex; align-items: center; gap: .5rem; }
.breadcrumb a { color: rgba(255,255,255,.82); font-weight: 600; }
.breadcrumb a:hover { color: var(--green-300); }
.breadcrumb li + li::before { content: "/"; color: rgba(255,255,255,.35); }
.page-hero--center .breadcrumb { justify-content: center; }

/* --------------------------------------------------------------------------
   17. Prose (legal + long-form service copy)
   -------------------------------------------------------------------------- */
.prose { max-width: 78ch; }
.prose h2 { font-size: var(--fs-2xl); margin-top: var(--sp-8); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: var(--fs-lg); margin-top: var(--sp-6); }
.prose p, .prose li { color: var(--gray-600); }
.prose--lead p:first-of-type { font-size: var(--fs-lg); color: var(--gray-700); }

.lead-card {
  background: var(--surface-alt); border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
  border-radius: var(--r-lg); padding: var(--sp-6);
}
.lead-card p:last-child { margin-bottom: 0; }

/* Service sidebar */
.service-layout { display: grid; grid-template-columns: minmax(0,1fr) 340px; gap: clamp(2rem,1rem+3vw,3.5rem); align-items: start; }
.sidebar { display: grid; gap: var(--sp-5); position: sticky; top: calc(var(--header-h) + 1.5rem); }
.sidebar__card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r-xl); padding: var(--sp-6); box-shadow: var(--sh-sm);
}
.sidebar__card--deep { background: var(--grad-deep); border: 0; color: rgba(255,255,255,.85); }
.sidebar__card--deep h3 { color: #fff; }
.sidebar__card h3 { font-size: var(--fs-lg); margin-bottom: var(--sp-4); }
.sidebar__links { list-style: none; padding: 0; margin: 0; display: grid; gap: 2px; }
.sidebar__links li { margin: 0; }
.sidebar__links a {
  display: flex; align-items: center; gap: .7rem; padding: .7rem .8rem;
  border-radius: var(--r-sm); font-family: var(--font-head); font-weight: 600;
  font-size: var(--fs-sm); color: var(--gray-700);
  transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease);
}
.sidebar__links a:hover { background: var(--green-50); color: var(--primary-dark); }
.sidebar__links a.is-active { background: var(--green-50); color: var(--primary-dark); }
.sidebar__links img { width: 24px; height: 24px; object-fit: contain; opacity: .7; flex: none; }

/* --------------------------------------------------------------------------
   18. Footer
   -------------------------------------------------------------------------- */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,.68); padding-top: var(--sp-10); font-size: var(--fs-base); }
.footer__grid {
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: var(--sp-7); padding-bottom: var(--sp-8);
}
.footer__brand img { height: 62px; width: auto; margin-bottom: var(--sp-4); }
.footer__brand p { font-size: var(--fs-sm); line-height: 1.75; max-width: 40ch; }
.footer h4 {
  color: #fff; font-size: var(--fs-sm); font-weight: 800;
  letter-spacing: .12em; text-transform: uppercase; margin-bottom: var(--sp-4);
}
.footer__list { list-style: none; padding: 0; margin: 0; display: grid; gap: .55rem; }
.footer__list li { margin: 0; }
.footer__list a { color: rgba(255,255,255,.68); font-size: var(--fs-sm); }
.footer__list a:hover { color: var(--green-300); }

.footer__contact { list-style: none; padding: 0; margin: 0; display: grid; gap: var(--sp-4); }
.footer__contact li { display: flex; gap: .8rem; margin: 0; align-items: flex-start; }
.footer__contact svg { width: 19px; height: 19px; color: var(--green-400); flex: none; margin-top: .25rem; }
.footer__contact a, .footer__contact span { color: rgba(255,255,255,.8); font-size: var(--fs-sm); }
.footer__contact b { display: block; color: #fff; font-family: var(--font-head); font-size: var(--fs-md); }
.footer__contact a:hover { color: var(--green-300); }

.footer__disclaimer {
  border-top: 1px solid rgba(255,255,255,.11);
  padding-block: var(--sp-6);
  font-size: var(--fs-xs); line-height: 1.8; color: rgba(255,255,255,.5);
}
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,.11);
  padding-block: var(--sp-5);
  display: flex; flex-wrap: wrap; gap: var(--sp-4);
  align-items: center; justify-content: space-between;
  font-size: var(--fs-xs); color: rgba(255,255,255,.5);
}
.footer__legal { display: flex; flex-wrap: wrap; gap: var(--sp-4); list-style: none; margin: 0; padding: 0; }
.footer__legal li { margin: 0; }
.footer__legal a { color: rgba(255,255,255,.6); font-weight: 600; letter-spacing: .05em; text-transform: uppercase; font-size: var(--fs-xs); }
.footer__legal a:hover { color: var(--green-300); }

/* --------------------------------------------------------------------------
   19. Floating call button (mobile)
   -------------------------------------------------------------------------- */
.call-fab {
  position: fixed; right: 1rem; bottom: 1rem; z-index: 90;
  display: none; align-items: center; gap: .6rem;
  background: var(--grad-brand); color: #fff;
  font-family: var(--font-head); font-weight: 800; font-size: var(--fs-sm);
  padding: .95rem 1.35rem; border-radius: var(--r-pill);
  box-shadow: var(--sh-green);
}
.call-fab svg { width: 19px; height: 19px; }
.call-fab:hover { color: #fff; }

/* --------------------------------------------------------------------------
   20. Reveal-on-scroll animation
   -------------------------------------------------------------------------- */
/* Content is visible by default; the hidden start state is only applied once
   JS confirms it can drive the animation (html.js-reveal). That way a script
   error, a blocked file or a no-JS client still shows every section. */
.js-reveal [data-reveal] {
  opacity: 0; transform: translateY(22px);
  transition: opacity 620ms var(--ease-out), transform 620ms var(--ease-out);
}
.js-reveal [data-reveal].is-revealed { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important; animation-iteration-count: 1 !important;
    transition-duration: .01ms !important; scroll-behavior: auto !important;
  }
  .js-reveal [data-reveal] { opacity: 1; transform: none; }
}

/* --------------------------------------------------------------------------
   21. Responsive
   -------------------------------------------------------------------------- */
@media (max-width: 1080px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__panel { max-width: 560px; }
  .service-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: var(--sp-6); }
}

@media (max-width: 940px) {
  :root { --header-h: 74px; }

  .nav__toggle { display: flex; }
  .nav__phone { display: none; }
  .nav__actions .btn { display: none; }

  .nav__menu {
    position: fixed; inset: var(--header-h) 0 auto;
    flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; border-bottom: 1px solid var(--border);
    box-shadow: var(--sh-lg);
    padding: var(--sp-4) var(--gutter) var(--sp-6);
    max-height: calc(100dvh - var(--header-h)); overflow-y: auto;
    transform: translateY(-12px); opacity: 0; visibility: hidden; pointer-events: none;
    transition: opacity var(--dur) var(--ease), transform var(--dur) var(--ease), visibility var(--dur);
  }
  .nav__menu.is-open { transform: none; opacity: 1; visibility: visible; pointer-events: auto; }

  .nav__link { width: 100%; justify-content: space-between; padding: .95rem .5rem; font-size: var(--fs-md); }
  .nav__link.is-active::after { display: none; }

  .nav__dropdown {
    position: static; transform: none; min-width: 0; width: 100%;
    grid-template-columns: 1fr; box-shadow: none; border: 0;
    border-left: 2px solid var(--green-100); border-radius: 0;
    padding: 0 0 var(--sp-3) var(--sp-3); margin-left: .5rem;
    opacity: 1; visibility: visible; pointer-events: auto;
    display: none;
  }
  .nav__item.is-open .nav__dropdown { display: grid; transform: none; }

  .nav__mobile-cta { display: block; margin-top: var(--sp-4); }

  .split, .split--reverse .split__media { grid-template-columns: 1fr; order: 0; }
  .cta-band__inner { grid-template-columns: 1fr; }
  .cta-band__actions { min-width: 0; }
  .call-fab { display: inline-flex; }
  .site-footer { padding-bottom: 76px; }
}

@media (max-width: 700px) {
  :root { --fs-md: 1rem; }
  .form-grid { grid-template-columns: 1fr; }
  .hero__stats { grid-template-columns: 1fr; }
  .badge-grid { grid-template-columns: 1fr; max-width: 260px; margin-inline: auto; }
  .footer__grid { grid-template-columns: 1fr; }
  .topbar__note { display: none; }
  .btn { width: 100%; }
  .btn-row { flex-direction: column; }
  .nav__actions .btn { width: auto; }
  .footer__bottom { flex-direction: column; align-items: flex-start; text-align: left; }
}

@media (max-width: 420px) {
  .brand img { height: 44px; }
  .hero__badges { flex-wrap: wrap; justify-content: center; }
}

/* Print */
@media print {
  .site-header, .topbar, .site-footer, .call-fab, .cta-band, .btn { display: none !important; }
  body { color: #000; }
}